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Cursor vs GitHub Copilot vs Windsurf: AI Coding Assistant Comparison

Compare the top AI coding assistants in 2026. Features, pricing, supported models, and which is best for different developer workflows.

Last updated: February 2026

Pricing Comparison

Model Provider Input $/1M Output $/1M Context Max Output
Cursor Cursor Inc. $20 $0 Varies by model Varies by model
GitHub Copilot GitHub / Microsoft $10 $0 Varies by model Varies by model
Windsurf Cognition (formerly Codeium) $15 $0 Varies by model Varies by model

Detailed Comparison

Cursor

Cursor Inc.

$20 / $0

per 1M tokens

Strengths

  • + Tab completion + chat + agent modes
  • + .cursorrules for project-specific AI behavior
  • + Supports Claude, GPT, Gemini models

Best For

Full-featured AI-native IDE, multi-model flexibility

Context Window

Varies by model

Max Output

Varies by model

GitHub Copilot

GitHub / Microsoft

$10 / $0

per 1M tokens

Strengths

  • + Deepest VS Code integration
  • + GitHub ecosystem (PR reviews, issues)
  • + Copilot Workspace for planning

Best For

VS Code users, GitHub-heavy workflows

Context Window

Varies by model

Max Output

Varies by model

Windsurf

Cognition (formerly Codeium)

$15 / $0

per 1M tokens

Strengths

  • + Cascade agent for multi-file edits
  • + .windsurfrules for custom behavior
  • + Strong free tier available

Best For

Agent-style development, budget-conscious developers

Context Window

Varies by model

Max Output

Varies by model

Verdict

Cursor ($20/mo) offers the most features and model flexibility. GitHub Copilot ($10/mo) provides the best value and deepest GitHub integration. Windsurf ($15/mo) excels at agent-style multi-file editing. All three support custom AI rules files — generate yours with our AI Coding Rules Generator.

Calculate Your Costs

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FAQ

Which is cheaper, Cursor or GitHub Copilot?

Cursor costs $20/$0 per million tokens (input/output), while GitHub Copilot costs $10/$0. GitHub Copilot is cheaper for input.

Which has a larger context window?

Cursor supports Varies by model context, while GitHub Copilot supports Varies by model. Larger context windows allow processing more text in a single request.

Which should I choose for my project?

Cursor ($20/mo) offers the most features and model flexibility. GitHub Copilot ($10/mo) provides the best value and deepest GitHub integration. Windsurf ($15/mo) excels at agent-style multi-file editing. All three support custom AI rules files — generate yours with our AI Coding Rules Generator.